Private health insurance refers to health coverage provided by private entities, such as insurance companies, as opposed to government-run programs like Medicaid or Medicare. It offers a range of plans with varying levels of coverage, flexibility, and cost, allowing individuals and families to choose a plan that best suits their needs.

While you can purchase private health insurance during the annual open enrollment period, which runs from November 1, 2024, to January 15, 2025, certain life events like marriage, the birth of a child, or loss of other coverage may qualify you for a Special Enrollment Period, allowing you to sign up outside the standard window.

You can buy private health insurance through the Health Insurance Marketplace, directly from insurance companies, or with the assistance of HealthPlusLife. We can help you compare plans and select the one that best meets your needs.

The cost of private health insurance in Deerfield Beach varies depending on the plan you choose, your age, the number of people covered, and other factors. On average, monthly premiums can range from $300 to $700 for individuals, with family plans costing more. HealthPlusLife can help you find a plan that fits your budget.

Yes, you can purchase private health insurance plans outside of the ACA marketplace, often referred to as “off-exchange” plans. These plans are available directly from insurance providers and may offer different coverage options. However, they must still comply with certain ACA regulations, such as covering pre-existing conditions.