Private health insurance refers to health insurance plans offered by private companies rather than government programs. These plans can be purchased by individuals or families and typically offer a range of coverage options, including medical, dental, and vision care. Private health insurance provides flexibility and choice, allowing you to select a plan that best meets your healthcare needs and budget.

Private health insurance in Redding can typically be purchased during the annual open enrollment period, which for coverage in 2025 runs from November 1, 2024, to January 15, 2025. Outside of this period, you may only enroll or make changes to your plan if you qualify for a Special Enrollment Period due to certain life events, such as marriage, birth of a child, or loss of other health coverage.

You can purchase private health insurance in Redding directly from insurance companies, through an insurance broker like HealthPlusLife, or via the Health Insurance Marketplace. HealthPlusLife offers personalized assistance to help you compare plans and find the one that best fits your needs. Contact us at 888-828-5064 TTY 711 for more information.

The cost of private health insurance in Redding varies based on factors such as the level of coverage, your age, and your health status. Premiums, deductibles, co-pays, and out-of-pocket maximums can all affect the overall cost. HealthPlusLife can help you compare different plans and understand the costs associated with each to find an option that fits your budget.

Yes, you can buy private health insurance that is not part of the Affordable Care Act (Obamacare). These plans may offer different benefits and coverage options compared to ACA plans. However, it’s important to carefully review the details of any plan to ensure it meets your healthcare needs. HealthPlusLife can help you explore all available options and find the right private health insurance plan in Redding.