The deadline for enrolling in ACA health insurance in Canton for the 2025 coverage year is January 15, 2025. The open enrollment period begins on November 1, 2024. It’s crucial to enroll during this period to ensure coverage for the upcoming year.

As of 2019, the federal mandate penalty for not having health insurance was eliminated. However, some states have their own individual mandates. Ohio does not currently have a state mandate, but having health insurance is still important to protect against high medical costs.

You can switch ACA plans mid-year only if you qualify for a Special Enrollment Period due to a life event such as marriage, the birth of a child, or loss of other health coverage. Otherwise, you must wait until the next open enrollment period.

Eligibility for subsidies is based on your household income and size. If your income is between 100% and 400% of the federal poverty level, you may qualify for Premium Tax Credits. HealthPlusLife can help you determine your eligibility and apply for these subsidies.

HealthPlusLife offers personal assistance with ACA enrollment in Canton. Our knowledgeable team can guide you through the process, help you compare plans, and ensure you get the coverage you need. Call us at 888-828-5064 TTY 711 for expert support.