Private health insurance means you have a health plan that is purchased directly from an insurance company rather than provided by an employer or a government program. These plans offer various coverage options and are tailored to meet the specific needs of individuals and families.

In most cases, you can purchase private health insurance during the annual open enrollment period. However, you may also be eligible to buy a plan outside of this period if you qualify for a special enrollment period due to certain life events, such as marriage, birth of a child, or loss of other coverage. The next open enrollment period for coverage in 2025 runs from November 1, 2024, to January 15, 2025.

You can purchase private health insurance through the HealthPlusLife website, directly from insurance companies, or through the Health Insurance Marketplace. HealthPlusLife offers a convenient platform to compare different plans and find the best one for your needs. Call us at 888-828-5064 TTY 711 for assistance.

The cost of private health insurance in Dallas varies based on factors such as the type of plan, the level of coverage, your age, and your health status. Monthly premiums, deductibles, co-pays, and out-of-pocket maximums all contribute to the overall cost. HealthPlusLife can help you find a plan that fits your budget while providing the necessary coverage.

Yes, you can purchase health insurance plans that are not part of the Affordable Care Act (ACA) marketplace. These plans are often referred to as off-marketplace plans and can be bought directly from insurance companies. HealthPlusLife can assist you in exploring both marketplace and off-marketplace options to find the best plan for your needs.