Private health insurance refers to health coverage provided by private insurance companies rather than the government. It offers a variety of plans that cater to different needs, allowing you to choose the coverage that best suits your healthcare requirements. With private health insurance, you have the flexibility to select your healthcare providers and customize your plan with additional benefits.

While you can purchase private health insurance during the Open Enrollment Period, which for 2025 coverage is from November 1, 2024, to January 15, 2025, there are also Special Enrollment Periods (SEPs). SEPs allow you to enroll outside the open enrollment period if you experience certain life events such as marriage, birth of a child, or loss of other health coverage.

You can buy private health insurance directly from insurance companies, through licensed agents or brokers, or via the Health Insurance Marketplace. HealthPlusLife can help you navigate these options and find a plan that meets your needs and budget. Our experts are available to guide you through the process and ensure you get the best coverage possible.

The cost of private health insurance varies based on factors such as age, location, plan type, and coverage level. In Houston, private health insurance premiums can range from affordable options to more comprehensive plans with higher premiums. HealthPlusLife can assist you in comparing different plans and finding one that fits your financial situation while providing the necessary coverage.

Yes, you can buy health insurance that is not part of the Affordable Care Act (Obamacare) through private insurance companies. These plans offer various benefits and coverage options outside of the ACA framework. HealthPlusLife can help you explore these options and choose a plan that aligns with your healthcare needs and preferences.